Margo Orum Pty Ltd (referred to as "we", "our", "us" or "Margo Orum Courses") provides online courses offering psychological information related to adult growth and development, subject to the terms and conditions of this Product Agreement.

By enrolling in or participating in any online course or product provided by us, you acknowledge that you have read, understood, and agree to:

• This Product Agreement;
• Our Website Terms;
• Our Privacy Policy.

If you do not agree with this Product Agreement, our Website Terms and Conditions, or our Privacy Policy, you must immediately stop participating in and engaging with our products.

This Product Agreement may be amended by us from time to time. The most up-to-date version will always be published on our website. You should check the website regularly to take note of any changes.

COURSE PARTICIPATION

You understand that:

• Payment for the course grants you access for individual use only. Sharing your access or materials with others without permission is prohibited.
• The information provided in the course is for educational purposes only and is not a substitute for therapy, counseling, or professional medical advice.
• We do not guarantee specific outcomes, success, or results from your participation in the course. The application of course content is your responsibility.

INFORMATION PROVIDED DURING COURSE

You acknowledge that the information provided in our courses is based on psychological theories and research related to adult growth and development. It does not constitute therapeutic advice, and any application of this information should be done with your own discretion.

LIABILITY AND INDEMNITIES

You agree that we, along with our directors, employees, contractors, agents, and representatives, are not responsible for any injury, loss, or damage you may suffer as a result of participating in our courses. You release and indemnify us from any claims arising out of or in connection with your participation.

To the extent permitted by law, our total liability for any loss or damage is limited to the re-supply of the course or the cost of re-supplying the course.

INTELLECTUAL PROPERTY AND CONFIDENTIALITY

We reserve all rights to the intellectual property created and used in our courses. You agree not to distribute, modify, or use our content without permission. You also agree to keep all confidential information shared during the course private, including the information shared by other participants.

PAYMENT

Payments for courses must be made in full before access is granted. We use third-party payment processors, and your use of their services is subject to their terms.

REFUNDS

We do not offer refunds for change of mind. However, if there are issues with the course content or delivery, please contact us to discuss possible solutions.

GENERAL

This Product Agreement is governed by the laws of New South Wales, Australia. If any part of this agreement is deemed invalid, the remainder will still apply.

Last updated: 25 Aug 2024